Life Assurance

Life Assurance gives you financial security when you need it most. For most of us critical illness, injury or unexpected death is not something we like to think about. But no matter how young and healthy we feel now, it pays to be prepared for the future. With Life Assurance from BRM Financial Services, you will be prepared financially for the future – even if the worst does happen.

Mortgage Protection – Mortgage Protection is a simple, cost effective form of life assurance, designed to pay off the balance of your mortgage in the event of death and/or critical illness. You select the level of cover you need (loan amount) and the length of time you need it (term of loan). Under a Mortgage Protection plan, the level of cover chosen is designed to reduce each month in line with your mortgage, reflecting the fact that you are gradually paying off your mortgage.

Term Assurance – A Term Assurance plan is essential for anyone who has dependants. Nobody likes to think about it, but have you considered the financial impact your death or incapacity due to illness would have on the lives of your loved ones? A term assurance plan helps you plan for unforeseen events by providing protection that is perfectly suited to your needs.

You simply choose the level of cover you need and the period that you want the cover to last. With Level Term Assurance, the amount of cover you choose at the start of the plan will remain fixed over the term of the plan. The premium you pay is also guaranteed to remain fixed throughout the term.

Whole of Life – Whole of Life provides a wide range of protection options to suit every life stage – whether you are single, married working or retired. With Whole of Life cover you have the flexibility to tailor these options to suit your particular protection needs.